Aggressive Claims Management

• Dedicated Claims team located in Waterville, Maine
• Common goal between the claims team and members; help injured workers secure better treatment so they can return to work as soon as possible with fewer lost days.
• Dedicated Lost Time and Medical Only Adjusters
• Dedicated Nurse Case Manager
• Claims team creates action plan with injured worker, supervisor, and physician to steer the claim in a positive direction

Loss Control

• Safety/Loss Prevention Expert on Staff
• Monthly Safety Poster Program
• Guidance in Establishing A Safety Program to fit individual member needs
• Continuing Update on Compensation Laws and OSHA Regulations

Highlights

• Governed by a Board of Trustees, Elected by Members
• Regulated by the Maine Bureau of Insurance
• Competitive Pricing
• Dividends returned to members for good performance
• Stable environment; unlike the carrier market, our services and appetite do not fluctuate regardless of market conditions
• Excess insurance for catastrophic coverage provided by Midwest Casualty Corporation (A+ rated)